Infrared, for example, is direct because it’s so superficial. But yes, that’s why there hasn’t been as much work on the heart, for example, because the heart is quite deep, right? There hasn’t been as much on the kidneys because the kidneys are quite deep. But we now have publications on kidney function with red light therapy, and this has been done by one of our PhD candidates.

These studies are from a hospital called Royal North Shore Hospital in Sydney. So yes, we’re studying this now. There are direct effects, and there are indirect effects. An indirect effect is called a scopal effect. If you think about acupuncture, how does acupuncture work for your back pain? It’s not really directly affecting the disc that’s bulging, right?”

“This is a question I address almost daily with my patients. A very common scenario is that I meet someone for the first time after they’ve had an acute heart attack—often while they were away on holiday, hundreds of miles from home. They were resuscitated, they’re doing well now, and they come to see me for what they call ‘prevention.’

I say to them candidly and humbly: the best time for prevention may have already passed—it probably should have started 20 years ago. But the second-best time is now, today, right here. And that matters, because while there is strong evidence that some damage can’t be fully reversed, there is still so much we can do starting from this moment forward.”

“I spend all my time facing the job market, so I’ve got battle-tested expertise and insights that I think will be helpful for your audience. And on the ageism side, I’m over 40. Up until I turned 40, I wasn’t part of any protected class. There are things people can do strategically to get in front of decision-makers and ultimately get hired.”

“When you submit your resume, or when someone is looking at you as a candidate, they will Google you. You will have a LinkedIn profile, and they will look at it. If you have anything else out there—photos of you being a Boy Scout leader or whatever—that’s fine. They’re just going to see all of it.”

“ Personality is a big piece of it. You’ll hear people say, “They were great technically, skill set-wise, but I just don’t see myself grabbing a sandwich with this person.” If you’re going to spend a third of your life—or more—at work, you want to be around people you genuinely like. People who are authentic, selfless, and team players.”

“We’ll unpack why traditional college savings plans can quietly sabotage your future and how to use home equity and cash flow more efficiently—and even how business owners…can turn college funding into a smart tax strategy.”

“If you have filed the FAFSA and no one looked over it, it is the equivalent of writing your college dissertation without any edits.”

“We took the SAI from fifty thousand dollars and got it down to three thousand…It’s a hell of a lot more than just ‘oh, I’m going to take money and dump it into a 529.’”

“Help me reshift or rethink about what 401Ks mean to the individual, and entrepreneurship doesn’t just mean someone that owns a company with 150 employees. Business owners have a huge advantage in terms of what’s available to them and for tools, like tax tools, right? And so if you’re a solopreneur or you’re an independent contractor or you have a side hustle…you have something available, which is the 401K, because you are self-employed.”

“A lot of people think that $23,500 is the maximum you can put into a 401K. And the reality is, once you’re a business owner, you have this self‑employed income—you don’t need an entity, you just need to have self‑employed income. As long as you’re showing that income, you can unlock this 401K. But once you do that, now we’re talking $70,000 of contributions you can put into a 401K. And even on top of that…multiple six‑digit contributions that you can get into these things.”

“In reality, it’s a tax strategy. It just has to be looked at that way. And when you do that, it just unfolds more opportunity to help scale your business or to buy more franchises or whatever it is—buy real estate, things like that. It’s just knowing how to do that and finding the tools to do it that way.”

"Proactively gain clarity. So proactively ask yourself and probe your subconscious brain, but you could get there by just journaling actively every single day just for five minutes about what you imagine your retirement life to be. What you imagine pre-retirement to be. What you imagine, like ‘semi-retirement'. I always hear, ‘Should I retire or should I not?’"

"We all know there's more to life than money. There's more to joy and self-actualization and emotional and mental wellness than just having money in the bank. That's the top of the iceberg and below that are all these invisible factors that we don't plan for so the tangible is the money. But then there's so much more to life and retirement than just financial planning so there's purpose, passion, your sense of contribution, even your sense of freedom and flexibility, feeling relevant, sharing your unique gifts, that's one of my absolute favorites, your sense of belonging which is not just… fitting into like a club, it's literally like who you're aligned with, right? In these different elements throughout your life."

"Otherwise, you just end up in that retirement rut. It directs itself typically into depression and anxiety if you don’t direct it somewhere clear. And so rather than thinking of it as a hard stop, it’s more of where can I direct and reroute my learning? Because we already know that we’re capable of learning anything new, right? And so when we stop working, it’s not just that eternal vacation where we’re on break and we don’t need to learn and achieve anymore. You just need to figure out where you want to achieve and what that looks like."

“Of course it's important and we need it. But when the focus is overly on the money, we're missing a trick here. And the thing is, our lives are very important. We don't realize this until we have a rendezvous with death, which I had. And so when you have a rendezvous with death, you suddenly realize that time is crucial. In fact, I'd go as far as to say that every single day is a new life. It's a new beginning. Because we're not guaranteed to get up in the morning tomorrow. In fact, some of us may not make it to the end of the day.”
-George Jerjian

“I'm telling you, if you lie to yourself long enough, you believe the lie. And then the ego comes in. Now, here's the thing though. What nobody tells you is the minute you retire, your identity is compromised. So let me lay it out as to how this works.”
-George Jerjian

“Go to a country or a place that you've always wanted to go and explore. And you will see things about yourself and about your own life from a different perspective. And that changes how you see things and how you think. So coming back to your point, travel is really important, grandkids and family hugely important, but you can still do both now.”
-George Jerjian